1. Introduction
PayAssure is committed to protecting the privacy of our users, partners, and visitors. This Privacy Policy explains what information we collect, why we collect it, how we use and share it, and the choices you have about your information.
2. Information We Collect
Personal Information
We may collect name, email address, phone number, and other identifiers when you register, contact us, or use our services.
Business Information
We may collect business name, registration number, tax information, and business address as part of onboarding and verification.
Technical Information
We collect browser type, IP address, device details, and operating system information to help secure and improve the platform.
Usage Information
We collect login history, API usage, transaction logs, and audit logs to operate the service, troubleshoot issues, and detect fraud.
3. How We Use Information
- Verify business identities and perform onboarding checks
- Provide and maintain platform services
- Improve security and detect fraud
- Meet legal and regulatory obligations
- Provide customer support
- Inform product improvements and analytics
4. Legal Basis for Processing
When required by law, we process data based on consent, performance of a contract, legal obligations, or our legitimate interests (such as fraud prevention and platform security).
5. Sharing Information
We may share data with payment providers, banking partners, cloud and infrastructure providers, identity verification services, and regulatory authorities when required. All third-party processors are bound by contracts and security measures to protect your data.
6. Data Security
We use encryption in transit and at rest, strict access controls, multi-factor authentication for admin access, secure infrastructure, monitoring, and regular security reviews to protect data.
7. Data Retention
We retain information only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.
8. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, delete, or export your personal data, withdraw consent, and lodge complaints with supervisory authorities.
9. International Transfers
Your data may be processed in jurisdictions outside your country. Where transfers occur, we apply appropriate safeguards to protect your privacy.
10. Children's Privacy
PayAssure is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.
11. Policy Updates
We may update this Privacy Policy periodically. Material changes will be reflected by updating the "Last Updated" date and, where required, notifying users.
Contact Information
For privacy inquiries, data subject requests, or compliance questions, contact us at info@payassure.co.ke.